It goes beyond that even. Now, to be a home-owner, to be able provide a secure and (semi) permanent for your family, both parental figures need to work. Pre-family and through family rearing which defeats the purpose of a family home since the family unit is most often sacrificed for the $ to buy a home. Now let’s just factor in the actual amount of earnings you need to buy an average home which is $500 thousand. A half million. Then pay for the rest of your life. It’s far beyond unreasonable. The trickle down of every one moving up in home due to the market only drowns each new generation coming along and already swamping your generation on the verge of home/life ownership.