You will figure it out. I lost my business, and avenue to recover. I found another career, suffered injury and medical issues that removed me from physical labor. I forged ahead with writing and that wasn't sufficient to survive, and now I'm back in the workforce in a position that didn't exist 5 years ago.

You figure it out because you have to.

Also, my brother was a teacher for about the same length of time as you. Now he drives long haul trucks. A man with four degrees is a trucker. He makes 4x the income and he loves it.